Insurance For a Concrete Contractor

A concrete contractor builds and repairs a variety of projects that involve concrete. These include foundations, driveways and patios. They may also repair walls, sidewalks and steps.

Find a reputable concrete contractor with years of experience, relevant industry certifications and insurance coverage. Ask for a portfolio of previous work. Also, look for membership in trade groups.

Insurance

Your concrete company needs business insurance to protect itself and its employees from accidents that occur on the job. Depending on the size of your company and its location, there are different policies available that can cover liability claims, property damage, auto accidents, and more. An independent agent can help you assemble the right business insurance policy for your concrete company.

If someone gets injured on a job site, medical payments coverage will pay for their medical expenses up to a specified limit. Bodily injury liability insurance can cover damages resulting from the actions of your workers, including lawsuits based on libel or slander.

If your workers are using company vehicles to travel between job sites or deliver supplies, you will need commercial auto insurance. You can also add inland marine insurance to your concrete contractor business insurance to cover equipment in transit or at job sites. For example, if someone steals your cement mixer or other large equipment from a truck or work area, this type of coverage will pay for its replacement.



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