Insurance For Concrete Contractors

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Concrete contractors build and repair concrete driveways, patios, slabs, foundations, walls and sidewalks. When choosing a contractor, look for experience, relevant industry certifications, proper licensing and insurance and glowing client testimonials.

While concrete is a remarkable engineering feat, it also has serious environmental impacts. It redirects riverbeds and destroys beaches, and it sucks up 2% of the world’s water, straining water supplies.

3. Insurance

As a concrete contractor, you need insurance coverage that will protect your business from catastrophic losses. General liability and workers compensation insurance can help pay for legal fees, awards, or settlements if someone is injured on your worksite. Additionally, concrete contractors often have commercial auto exposures with potentially catastrophic results. These exposures can include damage caused by concrete mixers, which are among the heaviest vehicles on the road. You also need to consider employee dishonesty insurance, which protects your business from financial losses caused by an employee’s theft of cash or equipment. A licensed independent agent can provide a complete portfolio of insurance products.



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